Fortunately, Dani and I have lots of understanding friends and family, but we know there are a lot of naysayers out there who can kill one's momentum when it comes to being thrifty, money-smart, and a Dave Ramsey fan.
Dave offers some tips on how to diffuse any digs that people may take at you without getting all bent out of shape.
"The key is to talk about why you believe in having a budget and paying cash and to not make a big deal out of it," says Dave. "Say things factually. If you’ve been saving money each month of the year for Christmas and someone tells you that you can’t pay for gifts with cash, just say, 'Actually, I am—I’ve been saving all year. It really wasn’t that bad.' By being matter-of-fact, you quietly defuse their claim that it can’t be done without having an attitude. It’s no longer 'your opinion versus mine.' It’s fact—you have the proof right there in the figgy pudding. When you don’t give them ammo, they quickly run out of it."
Click here to read the entire article, How to Handle a Christmas Conversation About Dave, at his official website, www.daveramsey.com.